In a wrap of news from Europe this week, a payment facilitator expands its POS system outside the U.K., Mastercard released research about what Britons are carrying in their wallets, and Visa announced when it will activate its 3D Secure 2.0 program in Europe.

Payment facilitator iZettle announced that it has launched intelligentpos, its cloud-based POS system for shops, bars and restaurants, in Germany. This is the company’s first deployment of the system outside the U.K., iZettle said.

iZettle acquired intelligentpos in September as part of its strategy to move beyond payments to offer more services to its merchant clients, it said.

“We’ve worked hard with the team at intelligentpos to scale quickly and the launch of intelligentpos in Germany today takes iZettle further in its mission to provide small businesses globally with the business services they need to work less, live better and earn more,” said iZettle CEO Jacob de Geer in a press release.

Mastercard announced new research on Britons’ wallets this week. Among the study’s findings were that nearly half of UK consumers now carry less than £5 on them at any given time.

According to the press release, 17% said that they carry less cash than they did a year or two ago because they use contactless payments more, while 17% said they carry less cash because using a card is easier.

The study also reported that one in 10 Britons had abandoned wallets altogether, in favor of simply carrying a card in their pocket.

“We’re in the midst of a period of unprecedented change for payments,” said Mark Barnett, president of Mastercard UK and Ireland, in the press release. “Cash usage is being buffeted by the dual forces of increased online expenditure and consumers embracing the convenience, speed and security of card and digital payments.”

In a post on its web site, Visa announced that it has begun development work on its Verified by Visa program to support 3D Secure 2.0. The company indicated that it expected a European program activation date of April 2018.

“To ensure that stakeholders in each market have a reasonable amount of time to implement the solution once certified products and services are available, certain rules—such as fraud chargeback protection on merchant-attempted 3-D Secure 2.0 transactions—will not take effect until the program activation date,” Mark Nelsen, senior vice president of risk and authentication products, said in the post.

EMVCo launched the 3DS 2.0 specification on Tuesday (Oct. 25).